Your Go-To Guide for Surviving Holiday Spending with Maya

The holidays are basically here: malls are full, calendars are packed, and your group chats have get-togethers lined up left and right. But before you swipe, tap, or check out your cart, do yourself a favor and get your finances in order.

Think of this as your quick holiday tune-up, the one that makes sure every peso works smarter for you, and every purchase is as painless as possible.

Here’s how you can still catch up and get holiday-ready with Maya:

Lock in your budget (and your goals)
If your “holiday budget” is still a mental note, now is the time to organize it for real. With Maya Personal Goals, you can set up to five savings targets, such as gifts, Noche Buena, travel, or anything else you need!

Each Personal Goal earns 4% interest per year immediately, and every ₱20,000 you add boosts your rate up to 8% p.a. for deposits up to ₱100,000. No lock-ins, no penalties. Perfect for making sure your bonus doesn’t mysteriously disappear after one shopping trip.

Treat yourself smart
Holiday meals, reunions, and last-minute gifts all add up. But with Maya, they also pay off.

If you’re dining out, the Maya Credit Card’s 20% cashback dining promo lets you earn up to ₱1,000 cashback each month when you spend at least ₱2,500. And the perks don’t stop there: you also earn Maya Miles when you use your Maya Black Credit Card, or Landers points when you use the Landers Cashback Everywhere Credit Card.

Tap to Pay: Your new holiday superpower
No more wallet hunting in line. No QR fumbling. No OTP delays. With Maya on Google Pay, you can pay with just a tap wherever contactless payments are accepted, from coffee runs, grocery hauls, airport shopping, bazaars, you name it. Add your Maya Credit Card to Google Pay and every tap automatically earns instant Maya Miles or Cashback, so your rewards stack up faster while you breeze through the holiday rush.

Keep your peace and your funds intact
Your schedule might be a mess, but your money doesn’t have to be. In the Maya app, track your spending, savings, credit, rewards, and even your holiday cashback, all in one place.

And here’s the cherry on top: every ₱1,000 you spend with Maya, whether it’s on gifts, groceries, or dining out, earns you a raffle entry for a shot at ₱1 million. Win it, and Maya doubles the prize so your bestie also takes home ₱1 million. Yup, that’s a total of ₱2 million, so you’re both 2winning this Christmas just by being smart with your spending.